(925) 230-0700

 

 

 

 

 

Tips For Buying a home
in the Bay Area 

 

A Realty ONE Group FUTURE REALTOR® will work tirelessly for you to help you find and purchase the home of your dreams. We customize our services to best serve your personal needs. We will make the process of buying a home as simple, easy, and as comfortable as it can possibly be.

We are a REALTOR® only organization. All of our agents subscribe to the National Association of REALTORS® Code of Ethics and Standards of Practice. You can expect the highest level of professionalism and service when you hire a Realty ONE Group FUTURE REALTOR® to help you buy your home.

When helping you buy a home,
your Realty ONE Group Future Realtor® will:

  • Review your wants, needs, and location desires.
  • If needed, make introductions to seasoned loan officers.
  • Guide you through all potential homes.
  • Prepare and submit purchase offers on your behalf.
  • Estimate settlement costs associated with each contract.
  • Negotiate with the seller and their agent.
  • Coordinate inspections and walk-throughs of the property.
  • Communicate the status of your transaction while in escrow.
  • Hand you the keys to your new home.
  • We always focus on one client at a time.

 

Step 1: Check Your Credit Report & Score.

The higher the score, the better loan you’ll qualify for. But don’t worry, there are mortgages available for almost every credit level.

Step 2: Visit a Loan Officer and Get pre-approved.

To prequalify for a mortgage, you’ll need to provide your lender with pay stubs for two months, savings information, and your last two tax returns. 

Step 3: Find the right Real Estate Professional.

Find a real estate professional with the experience and knowledge to get you through this exciting process.

Step 4: Identify the Neighborhoods

There’s so much information about communities and neighborhoods online today. You can read reviews on schools, get walkability scores and tour local coffee houses so you can know the area before you buy. 

Step 5: Search for the Right Home.

You’ll see a lot of houses and it can be very overwhelming. Make a list of your ‘must-haves’ versus those things that would be nice to have. This will help you and your agent zero-in on the right homes.

Step 6: Make an Offer on your favorite Home.

An experienced real estate professional will know the market in your area and be able to confidently guide you on the right amount to offer a seller once you’ve found a house. 

 

Step 7: Counter or Accept the Offer.

Be ready as you may be presented with a counteroffer. Again, you’ll want to work with your real estate professional to accept the counter or negotiate further. 

Step 8: Congratulations! You are in Escrow!

Once the offer is accepted, you’ll be in escrow. Escrow opens when a signed agreement is delivered to an escrow officer, who helps to ensure that all conditions of the contract are satisfied.

Step 9: Complete all necessary inspections.

This is a crucial step. You’ll want to know about any pre-existing conditions of the house and the cost to fix them. Keep in mind, that a good inspector will list everything that may be of concern. Again, it’s up to you and your agent to determine what is reasonable for the seller to fix. 

Step 10: Clear all necessary contingencies.

Make sure all closing costs and inspections are complete. You’re almost there!

Step 11: Head to the Closing Table

Your real estate professional will help you understand the closing process which can be complicated and a little overwhelming. Get your hand ready to sign a lot of paperwork.  

Step 12: Get the keys to your new home.

Congratulations! You’re now ready to begin the next chapter of your life. 

 

 

As Your Broker, We Will Do The Following:

 
  • We are experts in the San Jose home buying market.
  • We will assist you throughout the entire home buying process.
  • We will engage in a thorough review of all local area homes for sale and schedule time for you to view these properties.
  • We will help negotiate on your behalf to get the best possible price for your new home.
  • We will provide you with a comprehensive review of the local real estate market.
  • We will help you understand the quality of our local schools.
  • We will analyze your financial situation to help you determine how much you can afford.
  • We can set up appointments for you to see homes that interest you.
  • We will help you complete all the necessary paperwork when it comes time to make an offer.
  • We will help you arrange to finance.
  • We will be there at closing to answer your questions and make sure everything runs smoothly.
   

Let Us Do The Work!

Do you have general real estate requests or need a Realtor to represent you in the Bay Area? Please fill out the following general real estate request form. Tell us a little bit about how we can help you. Thanks again and all inquiries will be responded to in a timely fashion.



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