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(925) 230-0700
  • EnglishEnglish
  • Chinese中文
  • DutchNetherlands
  • Frenchfrançais
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  • Italianitaliano
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  • Korean한국어
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Sign In / Sign Up
  • PROPERTY SEARCH
    • Residential Listings
    • Commercial Listings
    • New Homes Search
  • Cities
  • OFFICES
    • Our Team
  • AGENTS
    • Join us
  • Buyers + Sellers
    • Buyers
    • Sellers
  • Mortgage Calculator
    • MORTGAGE LOANS
  • CONTACT US
  • menu
    • PROPERTY SEARCH
      • Residential Listings
      • Commercial Listings
      • New Homes Search
    • Cities
    • OFFICES
      • Our Team
    • AGENTS
      • Join us
    • Buyers + Sellers
      • Buyers
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    • Mortgage Calculator
      • MORTGAGE LOANS
    • CONTACT US

 

DO’S AND DON’TS OF THE MORTGAGE PROCESS

Many times we find our clients are poorly positioned to qualify for a loan with
the best possible rate. That’s why it’s vitally important to meet with a qualified,
experienced Mortgage Broker before starting your home search.

 

 

Make sure your employment,
asset, and personal
information are correct on
your loan application.
 

Be prepared to account for
nonpayroll deposits into
each account you plan
to use toward your transaction.

Respond to any requests
from your loan officer promptly.
 

 

Continue to make all of
your payments on time.
 

 

 


 

 

 

 

Don’t apply for any new credit or
financing of any kind.
Don’t co-sign on a loan, either.
 

Don’t have any inquiries made
on your credit report. 

 

Don’t raise red flags to the
underwriters -such as co-signing
on another person’s loan
or changing your name and address. 

Don’t make changes to your name,
address, job or income.

 

 


 

WE PARTNER WITH THE BEST IN THE BUSINESS…


When it comes to buying or refinancing a home, it is nice to know that someone is
looking out for your best interests. Realty ONE Group wants all of our clients to experience the best service.
That is why we partner with the best in the business. 

 

 

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans.
For more than 56 years, we’ve grown through referrals by focusing on doing what’s right.

With over five decades of experience in providing loans, service, and expertise to home-buyers,
Guild Mortgage upholds an enduring presence in the lending community. By strategically meeting
the ups and downs of the real estate and financial markets, Guild has remained steadfast in its
mission to provide affordable home financing, unsurpassed service, and a
dedicated workforce to meet our customers’ needs.

Guild is now a nationally recognized mortgage banking company with more than
250 branches and satellites serving home-buyers throughout the United States.

Presenting our Guild Mortgage Loan Officers

 

CHRIS DYER
SENIOR LOAN OFFICER
NMLS #: 257153
Phone #: 510.280.2815
Email: cdyer@guildmortgage.net
 

Kathy Mertens-Pickett
SENIOR LOAN OFFICER
NMLS #: 325906
Phone #: 925-584-4368
Email: kpickett@guildmortgage.net
 

JASON PETERSON
BRANCH MANAGER
NMLS #: 200686
Phone #:925.818.1376
Email: jpeterson@guildmortgage.net
 

MICHELLE PAXTON
SR. MORTGAGE LOAN OFFICER
NMLS #: 831343
Phone #: 510.280.2815
Email: cdyer@guildmortgage.net
 


ROG@guildmortgage.net | 888.537.9690

 


 
Submit

Guild Mortgage Company. Equal Housing Lender. NMLS #3274. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
All loans subject to underwriter approval. Terms and conditions may apply. Subject to change without notice. Guild Mortgage is not affiliated with Realty One Group. For more licensing information visit nmlsconsumeraccess.org.

 



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